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June 15, 2014

June 2014 Budgeting & Debt Update

June 15, 2014/ treanab

(*I am aware that this is personal. That people get squimish laying their money woes out for the world. For me, part of this process of having a healthier relationship with money, is being honest about where I am. To see my other posts on our money journey click here.) Are y'all ready to rumble?!? Rumble with debt? Cause I sure am! Here's where we were at the start of May:

And NOW, about half way through June, here's where things sit:

We knocked off $725 of credit card debt in the last 6 weeks! Can I get a WOOP WOOP!??? Alright three of them? WOOP!

We did this with a road trip thrown in there and untold amounts of unexpected wedding expenses and delays. I get that this is slow progress... but slow progress is still MAJOR progress. If we zoom all the way back to September when we started this journey we had

$14,400 in credit card debt alone!

To see that number down to

-$8,854

means that since September we have paid off

$5,554!!!

To say that I am proud of us is an understatement.

Let's be clear here folks: we've gotten off track with our other funds and savings goals this last month. I haven't stuck to my spreadsheet like I should and am using my card more and cash less (not good). We're bleeding money as the wedding gets closer, and we might have to dip into our emergency fund to close out paying cash for the wedding. But here is the beauty in our failures and missteps: WE HAVE A DAMN EMERGENCY FUND! What the what? It's not all panic trying to figure out which credit card we can whack this money on. I am excited to see this credit card nonsense be behind us and us have so much more freedom for saving and freaking living.

What is your proudest money moment in the first half of 2014 thus far? And yeah... shocker. 2014 is already half-done. How the...

House of Bennetts

Hey now. I'm Treana...welcome to my little slice of the internet where I get to use exclamation points with abandon!!! We do more here than overuse certain forms of punctuation. Around these parts you'll find DIY projects, budgeting ups and downs and tools, photography fun, food goodness, music loves, and hopefully a little inspiration. We talk about anything and everything here and hope that you'll join us in our mutual weirdness we call life. For more about us, our wedding, and our lives, visit the 'Bout the Bennetts page. (I so wanted to put an exclamation point there).

Oh well oh well oh well-a. Huh! Those summer nights. #youdownwithlmb

Oh well oh well oh well-a. Huh! Those summer nights. #youdownwithlmb

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He’s just the lesson on loving your kiddo so so well and that life and parenting are forever tries. The things he’s taught her can be summed up into... everything. #youdownwithlmb #lmbanddada @robrich23

No justice, no peace. I’ve basically been unable to post or think about much else. Enough is enough. #defundthepolice #endsystemicracism

No justice, no peace. I’ve basically been unable to post or think about much else. Enough is enough. #defundthepolice #endsystemicracism

She’s my hero. #youdownwithlmb

She’s my hero. #youdownwithlmb

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Scenes from quarantine. We’ve hit two weeks here folks. Thanks to their daily walks, Lyla and daddy are doing great. This is a lot of family/at home time and it’s hard. #itsgettingchippy #stayhome #covid_19 #youdownwithlmb

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A simply excellent weekend with seeing my favorite humans everyday. #youdownwithlmb @lwbranz @adambranz

A simply excellent weekend with seeing my favorite humans everyday. #youdownwithlmb @lwbranz @adambranz

My physical TBR/to be finished pile is ummmmm... a lot. I’ve gotten off to a nice slow reading start with only 4 books done in the new year. I’m listening to Know My Name and it should be required listening for all High schoolers. It&rsqu

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Friends and adventures and celebrations this weekend. #joy #youdownwithlmb

Friends and adventures and celebrations this weekend. #joy #youdownwithlmb

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